Cash Out Auto Refinance
Use your car as collateral to get cash out when you refinance your auto loan! Get rates lower than your credit card. Perfect for debt consolidation!
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Spend more this summer with myPSFCU Flex Loan
Borrow up to $5,000 with rates as low as 8.49% APR and terms up to 36 months. For a limited time only. Subject to credit approval.
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Home Equity Line of Credit
Get 3.99% APR Intro Rate for the first 6 months! Perfect for home renovations, major projects, and debt consolidation.
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The help you deserve for climbing out of debt.
Save big each month and consolidate your debt into a single payment with a lower rate! Find out how we can help you achieve your financial goals through our mortgage solutions. Call 877-297-4707.
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Featured Rates
We offer a wide range of loans with competitive rates to fit your needs. From auto loans to home loans, let us help you get the financing you’re looking for. Our goal is to be your credit union for life, and all the moments in between.
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Auto Loans
As low as
% APR
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Credit Cards
As low as
% APR
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Personal Loans
As low as
% APR
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Flex Loan
As low as
% APR
How can we help today?
We offer products designed to meet the needs and lifestyle of our members. Check out our checking accounts and savings accounts and start your myPSFCU membership with us.
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Open An Account
We offer checking and savings accounts that offer great myPSFCU benefits and easy access to your money to help you reach your financial goals.
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Apply for a Loan
We offer a wide range of loans with competitive rates to fit your needs. From auto loans to home loans, let us help you get the financing you’re looking for.
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Apply for a Credit Card
We have credit cards for every lifestyle including cards that offer rewards, cash back, balance transfer options, or secured cards that help build credit.
Resources and Education
Tips and resources to help you become more financially secure.
Update Lounge Q2 2023
Why myPSFCU?
Your credit union for life, and all the moments in between.
We are more than just a bank. myPSFCU is a not-for-profit financial institution dedicated to providing its members with lower rates and fewer fees than banks.
Our different products cater to every stage in your life.
Savings account for kids, student loans for students, first time buyer auto loan for first-time owners, mortgage loans for home buyers, and retirement services for retirees.
Jamaal Byers is my favorite person to work with at myPSFCU. He answers my every call and answers all my questions on the dot. He is very professional, super patient and even stays on the phone with me to walk me through the things I have trouble understanding (this happens often). I’ve dealt with a lot of banks and bank workers in my life due to my line of work and Jamaal definitely stands out. Very polite and doesn’t get bothered by my 21 questions. None like him and I am very pleased to be working with him!
I had previously called on two separate occasions to have details regarding my account sorted out. The ball had definitely been dropped and I was not happy. Thankfully, on my third attempt I was assisted by a representative by the name of Kathy Cherry and she delivered! Professional, patient, diffused the situation (I was heated), and corrected all errors even though they were not hers. I ended my call feeling like I was heard and confident that the issues had been resolved. She was extremely kind and only offered solutions. Thank you Kathy!
I noticed some charges on my debit card that weren’t mine. I used their mobile app first to disable my card and called them to see if I could get a new one. I was impressed at how fast and professional they acted! The staff was so friendly and made sure all my concerns were addressed. Thank you!
I love your team! They always go the extra mile for me, Chantha and and her team are the absolute best ! I cannot begin to thank them enough for all of their help over the years.
My husband and I were recovering from an accident when I called to see if I could skip a loan payment. The lady who answered was so sweet and even asked how we were doing, and the next day I got another email from their executive reaching out and asking how we were. They really care for their members!
I love your website, without it I’d be lost! Still came in for a couple of transactions, but the teller told me I could do it on the website next time and even taught me how. Amazing customer service! Thank you!
Your goals are our goals. See how much you’ll pay monthly with our financial calculators, or subscribe to our newsletter for future promotions, events, updates, and webinars!
We have resources to help you with every stage of your financial journey. Our partners from LPL Financial, Affinity Trust, Carscouts, Greenpath, and more, are ready to assist you anytime with just one click! You can also schedule an appointment with us, or check our learning library for more financial tips and information.
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