CREDIT CARDS
FOCUS ON
WHAT MATTERS
TO YOU
No matter where you are in life, whether it’s looking for rewards to use the way you want, pay down balances or build your credit, we offer card options to fit your needs.
Choosing the Right Credit Card
is Easier Than Ever.
Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you’ll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
The Best Cards
for Your Business
Choose from our popular business credit card options such as a low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
Reloadable Card
Experience the benefits of our new prepaid debit card program through Member Access Pacific (MAP)! It’s Easy:
- Check Your Balance—Know how much you have available on the card before you shop.
- Present and Sign—Present the card to the cashier, sign the receipt, and go.
- You have the Power of Visa.
The MAP Prepaid debit card makes it easy for your employer to directly deposit your pay into your account each pay period – similar to direct deposit.
Current Rates
Today’s rates as of September 1, 2020.
Accounts
| Account Name | Rate Type | Min. Opening Balance | Min. To Earn Dividend | Dividend Rate | Annual Percentage Yield |
| Regular/Special Business | Var. | $5 | $50 | .05% | .05% |
| IRA Savings | Var. | $100 | $100 | 1.00% | 1.00% |
| Holiday/Vacation | Var. | $5 | $50 | .05% | .05% |
| Summer Savings (Teachers) | Var. | $5 | n/a | 1.98% | 2.00% |
| Simple Checking | n/a | $25 | n/a | .00% | .00% |
| Kasasa Cash | n/a | $25 | n/a | .98% | 1.00% |
| Dividend Checking | Var. | $25 | $400 | .05% | .05% |
| Money Market (Reg & IRA) |
Var. | $2,000 | $2,000 | ||
| $2,500 – $9,999 | .10% | .10% | |||
| $10,000 – $24,999 | .15% | .15% | |||
| $25,000 – $49,000 | .20% | .20% | |||
| $50,000 – & Over |
.25%
|
.25%
|
|||
| Premium Money Market (Reg & IRA) |
Var. | $50,000 | $50,000 | ||
| $50,000 & Over | .25% | .25% | |||
Terms
| Term | Type | Min. Opening Balance | Deposit Balance | Dividend Rate | Annual Percentage Yield |
| 3 Month | Reg | $1,000 | $1,000 & Over | .10% | .10% |
| IRA | $1,000 | $1,000 & Over | .10% | .10% | |
| 6 Month | Reg | $1,000 | $1,000 & Over | .25% | .25% |
| IRA | $1,000 | $1,000 & Over | .25% | .25% | |
| 12 Month | Reg | $1,000 | $1,000 & Over | .50% | .50% |
| IRA | $1,000 | $1,000 & Over | .50% | .50% | |
| 24 Month | Reg | $1,000 | $1,000 & Over | .75% | .75% |
| IRA | $1,000 | $1,000 & Over | .75% | .75% | |
| 36 Month | Reg | $1,000 | $1,000 & Over | 1.00% | 1.00% |
| IRA | $1,000 | $1,000 & Over | 1.00% | 1.00% | |
| 48 Month | Reg | $1,000 | $1,000 & Over | 1.24% | 1.24% |
| IRA | $1,000 | $1,000 & Over | 1.24% | 1.24% | |
| 60 Month | Reg | $1,000 | $1,000 & Over | 1.49% | 1.49% |
| IRA | $1,000 | $1,000 & Over | 1.49% | 1.49% |
College Fund Certificate
Additional deposits can be made during the term of this certificate
| Term | Type | Min. Opening Balance | Deposit Balance | Dividend Rate | Annual Percentage Yield |
| 12 Month | $100 | $100 & Over | 1.00% | 1.00% |
The National Credit Union Administration insures member IRA accounts to $250,000 in addition to $250,000 insured on all other PSFCU savings accounts.
Auto Loans
We offer competitive pricing and easy repayment options to qualified members. No time to shop for a car? Let us help you find the right car with a Personal Car Shopper, included with your PSFCU membership.
Learn More
Checking Accounts
PSFCU offers checking accounts for every situation. Whether you want great rewards from Kasasa, need a checking account for your small business, or just need a basic checking account to get started, PSFCU has you covered.
Learn More