Checking Accounts
Checking Accounts that Fit Your Lifestyle
We offer a variety of Checking Accounts to fit your lifestyle and financial needs. Our Checking Accounts include the following:
- Free Online and Mobile Banking
- Free Contactless Debit Card
- Early ACH Deposits*
- eStatements
- Unlimited Check Writing
- Access to myPSFCU benefits and rewards
- Overdraft Privilege Program
- Apple Pay and Samsung Pay
- Zelle**
- QuickBooks® and Quicken®
- Mint Access
*$5 fee for myChecking Account holders, free for myClub and myPremium Checking holders
**Accessible through Zelle app.
Take control of your daily finances with an affordable checking accounts.
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myChecking Account
Simple. Easy. Checking.
- Opening deposit of $25
- $1.95/mo
- $5 fee for early ACH deposits
- Free with Direct Deposit of $500 or more and eStatements; students age 24 & under with eStatements; members age 65+ with eStatements
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myClub Checking
Take advantage of myPSFCU benefits!
- Opening deposit of $25
- $5/month
- Free early ACH deposits
- 2 free notary signings & 5 free official check/money orders per month. Comes with Cell Phone Protection, Health Discount Savings, Travel & Leisure Discounts, & $hopping Rewards™, IDProtect®, and more!
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myPremium Checking
Get the most from myPSFCU and loan discounts!
- Opening deposit of $25
- $10/month
- Free early ACH deposits
- 10 free notary signings & 15 free official check/money orders per month
- Up to 0.25% loan discounts & 0.10% Share Certificate rate bump per certificate
Comes with Cell Phone Protection, Health Discount Savings, Travel & Leisure Discounts & $hopping Rewards™, IDProtect®, and more!
| myChecking | myClub Checking | myPremium Checking | |
|---|---|---|---|
| Features and Benifits | |||
| Opening Deposit | $25 | $25 | $25 |
| Monthly Fee | $1.95* | $5 | $10 |
| Early ACH deposits | $5 | Free | Free |
| Online/Mobile Banking | |||
| Overdraft Protection | Eligibility required | Eligibility required | Eligibility required |
| Notary Signings | $10/signature | 2 FREE/month | 10 FREE/month |
| Official Check/Money Order | $5 cashier check, $2 money order | 5 FREE/month | 15 FREE/month |
| Loan Discounts | 0.25% | ||
| Share Certificate Rate Bump | 0.10% per certificate | ||
| IDProtect® | |||
| Cell Phone Protection** | |||
| Accidental Death & Dismemberment Insurance, Health Discount Savings | |||
| Debit Advantage® | |||
| Travel & Leisure Discounts & $hopping Rewards™ | |||
| Check Writing | Unlimited | Unlimited | Unlimited |
*Free with Direct Deposit and eStatements; students age 24 & under with eStatements; members age 65+ with statements
**Restrictions apply. Ask a team member for more details.
Kasasa Accounts
Kasasa is a smarter way to banking.
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Kasasa Cash®
Free checking with massive interest. Kasasa Cash is all about making your money work harder for you. It’s your money after all! You should be the one benefiting from it.
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Kasasa Cash Back®
It actually pays you for using your debit card. It’s a free checking account that pays cashback on everyday debit card purchases. No points, no category restrictions. Just cash.
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Kasasa Saver®
Free account that puts saving on autopilot. Your ATM fee refunds and interest or cashback from Kasasa Cash or Kasasa Cash Back are automatically deposited into this account, which also gets high interest, making saving super easy.
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Kasasa Tunes®
Free checking that loves digital media downloads as much as you do. Get digital media downloads every month, for music, apps, e-books, and more.
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Nationwide Fee Refunds
All of our accounts give you nationwide ATM fee refunds and there is no minimum balance required to earn the rewards.
Become a Member
Applying for membership is easy. Get started online today and get an instant approval!