Personal Loans

Pay for life’s expenses with access to money when you need it.

Personal Loans

The myPSFCU Personal Loan is our most requested loan! This loan is perfect for you whether you need to pay for a dream vacation, cover holiday expenses, manage debt consolidation or simply need extra cash, our Personal Loan can offer the best solution for your financial situation. Applying is fast and easy, we offer affordable payment plan options and competitive fixed rate terms.

  • Borrow up to $20,000
  • Pay up to 60 months
  • Rates as low as  12.74%

CashPlease Short Term Loan

When life throws you a curveball and you need easy access to cash, there’s no need to pay ridiculously high interest rates on payday loans. And forget about getting a cash advance from your credit cards, you’ll be hit with fees on top of the already high interest rate.

  • Save big on interest and fees!
  • Borrow up to $500 (subject to eligibility restrictions)
  • Check to see if you’re eligible for a loan now.
  • Cash in your account in 1-2 Business Days
  • Easy online access and management
  • Comfort of working with your own trusted financial institution

myPet Care Loan

Finally, a loan for pets! Everyone in the family deserves the best care with myPSFCU. Use it to pay for your pet’s existing or upcoming medical bill, medicine prescription, or pet supplies.

  • Borrow up to $1,500
  • Rates as low as 9.99%
  • Pay up to 12 months

myPSFCU Seasonal Loans

We offer limited-time promotional loans such as the myPSFCU Flex Loan, and Holiday Cash. Take advantage of our seasonal loans and low rates when they’re available. Sign up for our newsletter to get notified about our upcoming promos!

Personal Line of Credit

A line of credit is a loan with fixed interest rates that you can use whenever there’s a need. Use it for major repairs, medical bills, or other unexpected expenses.

  • Credit lines can provide automatic overdraft protection for your myPSFCU Checking account. If necessary, we’ll automatically transfer credit line funds to cover checking shortfalls.
  • You can also get cash advances from your line of credit.

Looking for ways to skip a loan payment? Click here to get started.

Personal Loan Calculator

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