Share & Checking Account Rates

Regular Share¹

Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$5	Variable	$50	0.05%	0.05%

IRA Savings¹

Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$100	Variable	$100	.5%	.5%

Club Accounts – Holiday/Vacation¹

Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$5	Variable	$50	0.05%	0.05%

Summer Savings Account for Teachers

Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$5	Variable	n/a	0.98%	1%

myChecking⁴

Fee	Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$1.95	$25	n/a	n/a	0.00%	0.00%

myClub Checking⁴

Fee	Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$5	$25	n/a	n/a	0.00%	0.00%

myPremium Checking⁴

Fee	Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$10	$25	n/a	n/a	0.00%	0.00%

Kasasa Cash (Less than $10K)²

Min. Balance	Rate Type	Min. To Earn Dividend	Dividend Rate	APY*
$25	n/a	n/a	0.98%	1.00%

Money Market Account¹

Deposit Balance	Rate Type	Dividend Rate	APY*
$2,500 – $9,999.99	Variable	.20%	.20%
$10,000 – $24,999.99	Variable	.35%	.35%
$25,000 – $49,999.99	Variable	.50%	.50%
$50,000 + (Premium Money Market Account)	Variable	.65%	.65%

¹A.P.Y.: Annual Percentage Yield. Rates subject to change without notice at any time. Certain conditions and restrictions may apply. Please call or see our Truth-in-Savings disclosure for details.
²Kasasa Cash: Average daily balances up to and including $10,000.00 receive an APY of 1.00%; and average daily balances over $10,000.00 earn a dividend rate of 0.24971% on the portion of the average daily balance over $10,000.00, resulting in a range from 1.00% to 0.25% APY depending on the account’s average daily balance. The rate for over $10,000 is .25% and .05% for not meeting qualifications. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.
³Kasasa Cash Back: You will receive 2.00% cash back on up to a total of $300.00 PIN based/ signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle.
⁴Checking accounts require a minimum deposit of $25. A monthly maintenance of $5 applies on myClub Checking and $10 on myPremium Checking. Reduced monthly maintenance is available through myChecking – as low as $1.95 and Free with Direct Deposit of $500 or more and eStatements; students age 24 & under with eStatements; members age 65+ with eStatements. Travel and Shopping Rewards, Health Discount, IDProtect®, and other benefits require registration/activation (applies to myClub and myPremium Checking only). Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. IDProtect® service is a personal identity theft protection service available to myClub and myPremium checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/ or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.