Certificates and IRAs Rates

Today’s rates as of February 1, 2023

Special Promotional Rates

LengthMinCertificate APY**
7 month$1,0003.75%
12 month$1,0004.00%
15 month$1,0004.50%
Call us today to open a Special CD!
  1. Minimum of $1,000 and max of $100,000. A member can only open one Special CD of up to $100,000.
  2. Money must come from outside the Credit Union.
  3. Members with regular CDs can ask for a rate bump through additional deposit. Call your myPSFCU representative for more details.
  4. Penalty applies for early withdrawal. Call your myPSFCU representative for more details.
  5. Special CD will renew into a regular CD. Ask a myPSFCU representative for more details.

Certificates and IRAs

LengthDeposit BalanceCertificate ADR*Certificate APY**IRA ADR*IRA APY**
3 Month$1,000+0.20%0.20%0.20%0.20%
6 Month$1,000+0.40%0.40%0.40%0.40%
12 Month$1,000+0.60%0.60%0.60%0.60%
24 Month$1,000+0.80%0.80%0.80%0.80%
36 Month$1,000+0.90%0.90%0.90%0.90%
48 Month$1,000+1.00%1.00%1.00%1.00%
60 Month$1,000+1.19%1.20%1.19%1.19%

12 Month College Fund Certificate*

Deposit BalanceAPY*
Min. $100 deposit to open. Additional deposits can be made during the term.0.50%

*A.P.Y.: Annual Percentage Yield. Rates current as of November 1, 2022 and subject to change without notice at any time. Certain conditions and restrictions may apply. Please call for details.

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