Certificates and IRAs Rates
Today’s rates as of April 1, 2024
Certificates and IRAs
| Account | term | Min. Balance | CERTIFICATE APY | IRA APY |
|---|---|---|---|---|
| $10,000 – $99,999.99 | 3 month | $10,000 | 1.50% | 1.50% |
| $100,000 and over | 3 month | $100,000 | 1.75% | 1.75% |
| $1,000 – $99,999.99 | 6 month | $1,000 | 2.00% | 2.00% |
| $100,000 and over | 6 month | $100,000 | 2.25% | 2.25% |
| $1,000 – $99,999.99 | 12 month | $1,000 | 3.00% | 3.00% |
| $100,000 and over | 12 month | $100,000 | 3.25% | 3.25% |
| $1,000 – $99,999.99 | 24 month | $1,000 | 3.25% | 3.25% |
| $100,000 and over | 24 month | $100,000 | 3.50% | 3.50% |
| $1,000 – $99,999.99 | 36 month | $1,000 | 3.50% | 3.50% |
| $100,000 and over | 36 month | $100,000 | 3.75% | 3.75% |
| $1,000 – $99,999.99 | 48 month | $1,000 | 3.75% | 3.75% |
| $100,000 and over | 48 month | $100,000 | 4.00% | 4.00% |
| $1,000 – $99,999.99 | 60 month | $1,000 | 4.00% | 4.00% |
| $100,000 and over | 60 month | $100,000 | 4.25% | 4.25% |
12 Month College Fund Certificate*
| Deposit Balance | APY* |
|---|---|
| Min. $100 deposit to open. Additional deposits can be made during the term. | 0.50% |
*APY =Annual Percentage Yield. Rates are subject to change at any time without notice. Indicated rates are available to qualified Pasadena Service FCU members (A Division Of Pasadena FCU). Unless you direct otherwise, upon maturity, certificate will rollover into the closest standard certificate term and at then current rate. Early withdrawal penalties apply, fees may reduce earnings. Yields based on certificates held to maturity. Dividends paid monthly on the account balance. Penalty for early withdrawal on all Term Share Certificates. Federally Insured by NCUA.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.