Minimum of $1,000 and max of $100,000. A member can only open one Special CD of up to $100,000.
Money must come from outside the Credit Union.
Members with regular CDs can ask for a rate bump through additional deposit. Call your myPSFCU representative for more details.
Penalty applies for early withdrawal. Call your myPSFCU representative for more details.
Special CD will renew into a regular CD. Ask a myPSFCU representative for more details.
Certificates and IRAs
Length
Deposit Balance
Certificate ADR*
CertificateAPY**
IRA ADR*
IRA APY**
3 Month
$1,000+
0.20%
0.20%
0.20%
0.20%
6 Month
$1,000+
0.40%
0.40%
0.40%
0.40%
12 Month
$1,000+
0.60%
0.60%
0.60%
0.60%
24 Month
$1,000+
0.80%
0.80%
0.80%
0.80%
36 Month
$1,000+
0.90%
0.90%
0.90%
0.90%
48 Month
$1,000+
1.00%
1.00%
1.00%
1.00%
60 Month
$1,000+
1.19%
1.20%
1.19%
1.19%
12 Month College Fund Certificate*
Deposit Balance
APY*
Min. $100 deposit to open. Additional deposits can be made during the term.
0.50%
*A.P.Y.: Annual Percentage Yield. Rates current as of November 1, 2022 and subject to change without notice at any time. Certain conditions and restrictions may apply. Please call for details.
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