Certificates and IRAs Rates

Special Promotional Rates

Length	Min	Certificate APY**
7 month	$1,000	3.75%
12 month	$1,000	4.00%
15 month	$1,000	4.50%

1. Minimum of $1,000 and max of $100,000. A member can only open one Special CD of up to $100,000.
2. Money must come from outside the Credit Union.
3. Members with regular CDs can ask for a rate bump through additional deposit. Call your myPSFCU representative for more details.
4. Penalty applies for early withdrawal. Call your myPSFCU representative for more details.
5. Special CD will renew into a regular CD. Ask a myPSFCU representative for more details.

Certificates and IRAs

Length	Deposit Balance	Certificate ADR*	Certificate APY**	IRA ADR*	IRA APY**
3 Month	$1,000+	0.20%	0.20%	0.20%	0.20%
6 Month	$1,000+	0.40%	0.40%	0.40%	0.40%
12 Month	$1,000+	0.60%	0.60%	0.60%	0.60%
24 Month	$1,000+	0.80%	0.80%	0.80%	0.80%
36 Month	$1,000+	0.90%	0.90%	0.90%	0.90%
48 Month	$1,000+	1.00%	1.00%	1.00%	1.00%
60 Month	$1,000+	1.19%	1.20%	1.19%	1.19%

12 Month College Fund Certificate*

Deposit Balance	APY*
Min. $100 deposit to open. Additional deposits can be made during the term.	0.50%

*A.P.Y.: Annual Percentage Yield. Rates current as of November 1, 2022 and subject to change without notice at any time. Certain conditions and restrictions may apply. Please call for details.