Certificates and IRAs Rates

Today’s rates as of November 1, 2022

Special Promotional Rates

LengthMinCertificate APY**
7 month$1,0003.50%
12 month(Holiday CD)*$5003.25%
25 month$1,0003.00%
Earn higher rates easily! Holiday Certificates are available in your mobile app and online banking.

* Available until December 31, 2022

  1. Minimum of $1,000 ($500 for Holiday CD) and max of $100,000. A member can only open one special & Holiday CD of up to $100,000.
  2. Money must come from outside the Credit Union (except for Holiday CD).
  3. Members with regular CDs can ask for a rate bump through additional deposit. Call your myPSFCU representative for more details.
  4. Penalty applies for early withdrawal. Call your myPSFCU representative for more details.
  5. Special & Holiday CD will renew into a regular CD. Ask a myPSFCU representative for more details.

Certificates and IRAs

LengthDeposit BalanceCertificate ADR*Certificate APY**IRA ADR*IRA APY**
3 Month$1,000+0.20%0.20%0.20%0.20%
6 Month$1,000+0.40%0.40%0.40%0.40%
12 Month$1,000+0.60%0.60%0.60%0.60%
24 Month$1,000+0.80%0.80%0.80%0.80%
36 Month$1,000+0.90%0.90%0.90%0.90%
48 Month$1,000+1.00%1.00%1.00%1.00%
60 Month$1,000+1.19%1.20%1.19%1.19%

12 Month College Fund Certificate*

Deposit BalanceAPY*
Min. $100 deposit to open. Additional deposits can be made during the term.0.50%

*A.P.Y.: Annual Percentage Yield. Rates current as of November 1, 2022 and subject to change without notice at any time. Certain conditions and restrictions may apply. Please call for details.

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