Current Loan Rates

Today’s rates as of May 8, 2024

New & Used Auto

Terms Up to 84 MonthsAPR*
Maximum of 125% of MSRPNew Auto Loan: As Low As 5.99%
Maximum of 120% of Kelly Blue Book
(including tax, title, license, GAP, and MBI)
Used Auto Loan: As Low As 6.25%
New Vehicle Criteria: Model years 2023 – 2024, with maximum 12K miles


First Mortgages: Fixed and Variables Programs Available
10/1 ARMCall for Updated Rates – 0 Points

Home Equity Lines of Credit (HELOC)

Adjustable RateAPR*
Up to 80%Maximum of $500,000– Rate is variable and is based on the Prime Rate Index as published in the Wall Street Journal.
– Minimum floor rate 4.00%; Maximum cap rate 18.00%.
– Applicant’s rate may be higher and CLTV may be lower depending on credit profile and other qualification requirements.
10 Year DrawTied to Prime Rate plus a margin based on FICO
Payments Amortized Over 15 YearsNo Cost to Member
No cost if loan remains open for 12 months and are not eligible for Skip a Pays

Personal Loans

Personal (for Vacation, Tax, Bill Payment, etc.)As Low As 12.74%
myPet Care LoanAs Low As 12.74%
Get an additional 0.25% loan rate discount with myPremium Checking.

Secured Loan

Share Secured LoanRates 3.00% above share rate
Certificate Secured LoanRates 3.00% above certificate rate

Line of Credit

Personal Line of CreditAs Low As 12.99%

Classroom Supply Loans

Loan TypeAPR*
Purchasing Classroom Supplies
(Minimum Monthly Payment is $100 for Full Loan Amount.
Not Eligible for Skip-A-Pay. Limited to One Classroom Supply Loan per Year)
0% up to $1,000
For online applications: apply for Signature Loan and leave ‘Classroom Loan’ in comment field.

School Employee Loans

Loan TypeAPR*
For school related items like uniforms, shoes, and equipment.
All classified employees and teachers are eligible.
Loan is amortized over 10 months with a minimum monthly payment of$50.
0% up to $500
For online applications: apply for Signature Loan and leave ‘School Employee Loan’ in comment field.

Electronic Device Loans

For EducatorsAPR*
For mobile devices, tablets, and PCs4.99%
Up to 24 Month Terms
(Not Eligible for Skip-A-Pay)
Loan Amount up to $2,500
For online applications: apply for Signature Loan and leave ‘Electronic Device Loan’ in comment field.

2nd Trust Deed

Fixed Rate and TermAPR*
Terms Up to 15 YearsMaximum of $500,000As Low As 8.00%
Fully AmortizedNo Cost to Member

*APR: Annual Percentage Rate. Rates subject to change without notice. All rates quoted include automatic payment discount is 1%. Contact us directly for more information. Other terms and conditions may apply. NMLS Number: 450198

You are leaving

You are about to leave to visit a third-party website. If you trust the source, you can proceed to this website, or click “Go Back” to return to where you were before.

Thank you for visiting our site. We hope your visit was informative and enjoyable.