Share & Checking Account Rates

Today’s rates as of April 1, 2024

Regular Share1

Min. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$5Variable$500.05%0.05%

IRA Savings1

AmountRate TypeDividend RateAPY*
$100 – $1,999.99Variable0.5%0.5%
$2,000 – $49,999.99Variable0.75%0.75%
$50,000 and overVariable0.85%0.85%
Min. $100 balance. The dividend is hereby declared on the account balance calculated from day in to day out and paid monthly on the last calendar day of the month.

Club Accounts – Holiday/Vacation1

Min. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$5Variable$500.05%0.05%

Summer Savings Account for Teachers

Min. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$5Variablen/a0.98%1%
Any withdrawals before the July 1, and September 1 disbursement months will revert back to the regular share rate.
Minimum Balance and Deposit Requirements
The minimum deposit required for you to open your Summer Savings Account is $5. You must maintain a minimum average daily balance of $50 to obtain the Annual Percentage Yield stated on the Rate Schedule. Summer Savings account maximum is a total deposit of $15,000.
Transaction Limitations
Our Summer Savings Account may be opened at any time. Funds will be disbursed to you on or about July 1, August 1, or September 1. If you close or make an early withdrawal from the Summer Savings Account before the distribution date, all dividends will be forfeited. Also, if you make a withdrawal from your account before the distribution date, the Summer Savings Account dividend rate will convert to the Regular Savings Account dividend rate as stated on the Rate Schedule.

myChecking2

FeeMin. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$1.95$25n/an/a0.00%0.00%
myClub Checking2
FeeMin. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$5$25n/an/a0.00%0.00%

myPremium Checking2

FeeMin. BalanceRate TypeMin. To Earn DividendDividend RateAPY*
$10$25n/an/a0.00%0.00%

Money Market Account1

Deposit BalanceRate TypeDividend RateAPY*
$2,500 – $9,999.99Variable0.55%0.55%
$10,000 – $49,999.99Variable0.75%0.75%
$50,000 – $74,999.99Variable0.85%0.85%
$75,000 and over
Variable1.00%1.00%
Money Market rates are determined weekly

1A.P.Y.: APY =Annual Percentage Yield. Rates are subject to change at any time without notice. Indicated rates are available to qualified Pasadena FCU members. Certain conditions and restrictions may apply. Please call or see our Truth-in-Savings disclosure for details.
2Checking accounts require a minimum deposit of $25. A monthly maintenance of $5 applies on myClub Checking and $10 on myPremium Checking. Reduced monthly maintenance is available through myChecking – as low as $1.95 and Free with Direct Deposit of $500 or more and eStatements; students age 24 & under with eStatements; members age 65+ with eStatements. Travel and Shopping Rewards, Health Discount, IDProtect®, and other benefits require registration/activation (applies to myClub and myPremium Checking only). Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. IDProtect® service is a personal identity theft protection service available to myClub and myPremium checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/ or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

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