Welcome to the 4th Quarter of 2023! And you know what that means? Our Holiday Cash will be here soon! Be on the lookout and take advantage of our seasonal low-rate loans, only at myPSFCU!
Holiday Cash
Joyful Moments Await! Unlock Lower Rates with myPSFCU Holiday Cash!
This November, take advantage of our low-rate holiday loans only at myPSFCU. Ease your holiday expenses and relax with family and friends!
| Amount | APR |
|---|---|
| $2,000 | 9.99% |
| $1,000 | 12.99% |
Car buying 101: What to Look for When Purchasing Your Next Car
Are you in the market for a new car? Shopping for a vehicle can be an exciting experience, but it can also be overwhelming, especially when you step into a dealership. With the help of our trusted partner Carscouts, we’re committed to helping our members make informed financial decisions, and that includes getting the most value when purchasing a car. Here are some smart car buying tips to help you save money and avoid unnecessary stress.
Get Honest Purchasing Comparisons
One of the best ways to ensure you’re getting a fair deal is to research and compare prices before setting foot in a dealership. Don’t hesitate to use online tools, check different dealerships, and even consult trusted sources like Kelley Blue Book or NADA Guides to get an accurate idea of a vehicle’s market value. Carscouts can also provide you with expert advice and purchasing comparisons to make sure you’re getting a great deal.
Don’t Get Unnecessary Add-Ons at the Dealership
When you’re sitting in the dealership’s finance office, it’s easy to get caught up in the excitement of buying a new car. However, beware of unnecessary add-ons and extras that can significantly increase the total cost of your purchase. Carefully review and question any additional warranties, service plans, or features they offer, and consider whether they truly benefit you and your budget.
Save Several Hundreds on Extended Warranty
At myPSFCU, we’ve seen countless members save hundreds of dollars by choosing extended warranties through us rather than at the dealership. Our extended warranty options offer the same coverage but at a fraction of the cost. Don’t let high-pressure sales tactics convince you to spend more than necessary on extended warranty coverage.
Save Hundreds of Dollars on GAP Protection
Guaranteed Asset Protection (GAP) insurance can be crucial if your vehicle is ever declared a total loss. However, dealerships often charge significantly more for GAP protection than what you’d pay through your credit union. By choosing us for your GAP coverage, you can save hundreds of dollars while ensuring your investment is protected.
Avoid Long, Stressful Hours at the Dealerships
Dealing with paperwork, negotiations, and lengthy sales pitches at the dealership can be exhausting. With the help of Carscouts, you can streamline the car-buying process and avoid those stressful hours.
Get Your Car Delivered to You
Imagine the convenience of having your new car delivered right to your doorstep. With Carscouts, you can make this a reality. Our delivery service ensures that you receive your vehicle hassle-free, saving you time and eliminating the need for multiple trips to the dealership. Reach out to us and we’ll be more than ready to help you!
Our Vernon Branch Has Relocated to Bell Gardens
Our Partners
Greenpath
Getting on the right financial path takes a lot of work, access to the right tools, and a way to learn the skills you need to put it all together. As a myPSFCU member, you have free access to GreenPath Financial Wellness, educational financial wellness resources, and services that are here to help you improve financial management skills and achieve your goals.
Patricia Ramirez of Century 21 Allstars
“Backed by 20 years in the business, I’m your full time Century 21 experienced realtor who’s also fluent in Spanish. My top priority is making sure you have the right information you need to make an informed real estate decision. I take pride in having a rapid response rate, and being highly rated in customer satisfaction, and repeat business.“
Update your contact information
For better account security, make sure your contact information is up to date! You can update your contact information by logging in on our online banking or using our mobile app!
Alternatively, you can also send us an email at [email protected], visit our branches, or call us to learn more about other ways to update your contact information.
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