We offer a credit card program to meet your needs, including the following cards: American Express Cash Back and Travel, Visa Platinum, Secured Visa, Visa Signature, College Rewards Visa, and Visa Business Cards.

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Any withdrawals before the July 1, and September 1 disbursement months will revert back to the regular share rate.

Minimum Balance and Deposit Requirements
The minimum deposit required for you to open your Summer Savings Account is $5. You must maintain a minimum average daily balance of $50 to obtain the Annual Percentage Yield stated on the Rate Schedule. Summer Savings account maximum is a total deposit of $15,000.

Transaction Limitations
Our Summer Savings Account may be opened at any time. Funds will be disbursed to you on or about July 1, August 1, or September 1. If you close or make an early withdrawal from the Summer Savings Account before the distribution date, all dividends will be forfeited. Also, if you make a withdrawal from your account before the distribution date, the Summer Savings Account dividend rate will convert to the Regular Savings Account dividend rate as stated on the Rate Schedule.

Money Market rates are determined weekly

*A.P.Y.: Annual Percentage Yield. Rates subject to change without notice at any time. Certain conditions and restrictions may apply. Please call or see our Truth-in-Savings disclosure for details. *Kasasa Cash: Average daily balances up to and including $10,000.00 receive an APY of 2.00%; and average daily balances over $10,000.00 earn a dividend rate of 0.24971% on the portion of the average daily balance over $10,000.00, resulting in a range from 2.00% to 0.25% APY depending on the account’s average daily balance. The rate for over $10,000 is .25% and .05% for not meeting qualifications. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle. **Kasasa Cash Back: You will receive 2.00% cash back on up to a total of 400.00 PIN based/ signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and Kasasa Cash: the entire average daily balance in the Kasasa Cash account earns 0.05% APY. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Kasasa qualification cycle begins on the 1st day of every month and ends on the last day of the same month, the same as the credit union statement cycle. **** Safeguard checking requires a minimum deposit of $25. A monthly maintenance of $3.95 applies on this account. Reduced monthly maintenance is available – as low as $1.95 with a monthly $500 cumulative automatic deposit and eStatements. Some IDProtect® benefits require registration/activation. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. 2IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/ or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.